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A leading risk and insurance
consultant defines the potential
for significant legal and
financial hardship posed by
employed drivers as follows: |
Your organization is
responsible for making
significant efforts to
ensure public safety when
you authorize anyone to
drive one of your vehicles.
Among the efforts you must
make is verifying the
driving qualifications of
everyone operating a
company-owned car. Then, you
are responsible for
monitoring those drivers to
guarantee that no new
developments disqualify a
formerly authorized driver.
These are your legal
responsibilities. Without
the proper verification and
monitoring procedures in
place, you may be exposing
your organization to
significant liabilities.
You can be deemed guilty of
permitting an incompetent
person to operate your
vehicle
(Negligent Entrustment) if
the following is true:
Your company carelessly
permitted (entrusted)
someone to use an instrument
that could cause harm.
(Automobiles are assumed to
be dangerous.)
The incompetence of the
person in a position of
trust was the proximate
(most immediate or direct)
cause of damage, injury or
death.
©
Copyright 2003, Risk and
Insurance Management
Society, Inc., e-fleet
manager, Peter W. Tobey
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License Monitor’s Pro-Active
Motor Vehicle Record™ and Driver
Data Management System™ protects
your company from the risks
associated with negligent
entrustment—risks your
automobile and general liability
insurance will not cover!
Using License Monitor, you can
be sure that your company is
doing its best to prevent a
driver with an invalid license
or extensive driving record from taking the wheel —
previously a mistake that could
cost you millions of dollars in
punitive damages should they
injure someone while driving.
These negligent entrustment
lawsuits are increasing in
frequency every day and continue
to place employers at tremendous
legal risk. Is this a risk
your company can afford?
License Monitor’s Pro-Active
Motor Vehicle Record (P-MVR)
cuts your exposure dramatically
by providing you with an
up-to-date driver license
abstract as well as reporting
any license activity and change
in a driver’s license status as
soon as it is recorded by the
State’s Department of Motor
Vehicles. This is vital
information because:
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Generally, greater than 10% of
all driver licenses will be
invalidated at some point
during the
year.
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Drivers with significant
activity on their license are
more likely to be in an accident
than people with clean driving
records.
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The best available assessment
says that drivers with suspended
or revoked licenses are three to
five times more likely to be
involved in fatal accidents than
those with a valid license.
Employing License Monitor, you
will minimize the risk of having
an accident with an invalid
driver on the road. You protect
your bottom line and maintain
your company’s reputation for
responsibility and safety. |
More Benefits:
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